Home Buying Process

Home Buying Process Cheat Sheet

Want to get a grasp on all the steps involved in buying a home? I am here to guide you along the way. Download my cheat sheet!

Get Pre-Approved


Work with a lender to get a pre-approval letter. Contact me today for some of our clients favorite lenders.

Spanish-style home and pool framed by a stucco arch, with palm trees and wicker patio seating.

Needs & Wants Analysis


Work with me to go over what your must haves and wants are in your next home.

Bright kitchen with pale wood cabinets, marble counters, an arched window, and oversized woven pendant lights.

First Pass


I go through all current open listings and we go through what you like and don't like. I set up showings for the ones you like. We take notes on pros and cons.

Fan palm fronds and trunks viewed from below against a pale blue sky.

Next Steps


After the first pass I can set you up with a bi-weekly search email campaign. This isn't all I do though. I search daily through all newly listed homes and personally send you ones that fit the criteria so you see them first. You decide which ones you want to see. I set up all appointments. 

Furnished living room with arched ocean-view windows, a fireplace, and a pale wood coffee table.

Make an Offer


Once you find the one I help you structure the deal. Based off of conversations I have with the listing agents and previous experience I can guide you on how to craft the strongest offer.

Modern bedroom with a geometric wood accent wall and sliding glass doors overlooking a pool.

Offer Gets Accepted


Sometimes it takes multiple counter offers but eventually an offer gets accepted! This is when you wire your earnest money deposit in. For a full breakdown, see the Home Buying Costs page.

Modern kitchen with a marble island, light wood cabinets, and a staircase overlooking an ocean glimpse.

Transaction Coordinator Engaged


My transaction coordinator sends you the timeline for key milestones & sends you all forms to sign throughout the process and there are a lot of them!

Outdoor dining patio with striped canopy, glowing string lights, and sliding glass doors.

Loan Process Begins


We work with the lender to get the rate locked in and loan process started.

Wooden stairs descend from coastal bluffs to a sandy beach and blue ocean.

Inspection Process


I schedule inspections for you and sit in on all of them. Once they are done I go through the reports with you and you decide next steps.

Spacious foyer with a broad stone staircase, tall windows, and exposed wood ceiling beams.

Decisions, Decisions


Either you want to proceed, you want to ask for credits or you want to ask for repairs. I go over all the options with you and discuss the pros and cons of each.

Mediterranean-style house entrance with terracotta roof, mauve shutters, and formal hedges.

Contingency Removal


Once you are completely satisfied with the outcome after inspections you can remove the inspection contingency, once the bank had the home appraised and you are satisfied with the outcome you can remove the appraisal contingency and once the lender gives the go ahead you can remove the loan contingency. Now is where you are locked in and headed towards the finish line!

Bright vacant room with a dramatic arched window, sheer curtains, and glossy white flooring.

Loan gets funded & paperwork is signed


You work with the lender to finalize funding. Once it is you can sign all the paperwork with a notary. You now own a home!

A white kitchen with a stove and a sink. The kitchen has stainless steel appliances and granite countertops.

Work With Lorien

Lorien Olsen makes every move feel meant to be. Don’t wait—your wish can come true sooner than you think.

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